Terms of service

OVERVIEW

This website is operated by EdgeLedger. Throughout the site, the terms “we,” “us,” and “our” refer to EdgeLedger. By visiting our site and/or purchasing a product from us, you agree to be bound by these Terms of Service.

Please read these Terms carefully before using our website or purchasing any digital product.

DIGITAL PRODUCTS

EdgeLedger sells digital spreadsheet templates, calculators, and educational resources. Our products are delivered digitally and may include Excel workbook files, spreadsheet templates, documentation, or related downloadable materials.

By purchasing a digital product, you understand that no physical product will be shipped.

LICENSE AND PERMITTED USE

When you purchase a digital product from EdgeLedger, you receive a personal-use license to download and use the product.

You may:
- Use the product for your own personal tracking, organization, and educational purposes.
- Make personal backup copies for your own use.
- Edit the workbook or template for your own personal needs.

You may not:
- Resell, redistribute, share, upload, publish, or give away the product.
- Claim the product as your own.
- Sell edited versions of the product.
- Use the product as part of another paid product, service, membership, or course without written permission from EdgeLedger.

NO PICKS, PREDICTIONS, OR GUARANTEES

EdgeLedger does not provide betting picks, gambling predictions, sportsbook recommendations, financial advice, legal advice, or guaranteed profit.

Our products are educational tracking tools only. Any examples, calculators, spreadsheets, or workbook features are provided for recordkeeping, organization, and educational use.

You are responsible for your own decisions and actions.

RISK NOTICE

Wagering, trading, investing, and similar activities may involve risk and may not be legal in all locations. You are responsible for understanding and following the laws that apply to you.

EdgeLedger is not responsible for losses, damages, account issues, legal issues, or other consequences resulting from how you use our products.

ACCURACY OF INFORMATION

We work to provide useful and accurate digital tools, but we do not guarantee that every formula, calculation, feature, or result will be error-free, uninterrupted, or suitable for your specific purpose.

You are responsible for reviewing, checking, and confirming any calculations before relying on them.

PAYMENTS

Prices are listed in U.S. dollars unless otherwise stated. Payment is required before digital files are delivered.

We reserve the right to change product prices at any time.

REFUNDS

Because our products are digital downloads, all sales are final once the file has been delivered or downloaded.

If you have trouble accessing your file, opening the workbook, or receiving your download link, contact us and we will make reasonable efforts to help resolve the issue.

INTELLECTUAL PROPERTY

All products, text, graphics, templates, spreadsheets, branding, and other materials on this website are owned by EdgeLedger unless otherwise stated.

You may not copy, reproduce, distribute, sell, or exploit our content without written permission.

CUSTOMER RESPONSIBILITIES

You agree not to use our website or products for unlawful purposes. You also agree not to interfere with the security, operation, or availability of our website.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, EdgeLedger will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our website or products.

CHANGES TO THESE TERMS

We may update these Terms of Service from time to time. Updates will be posted on this page.

CONTACT

Questions about these Terms of Service can be sent through our Contact page or to our store support email.